Private Client & High-Net-Worth Insurance
If you own a high-value home, valuable jewelry or art, multiple vehicles, or simply have more to protect than a standard policy anticipates, you may have outgrown ordinary homeowners and auto insurance without realizing it. As an independent agency, CAP Insurance Group compares coverage across Chubb, PURE, and Cincinnati Insurance to build a private client program suited to your specific home, collections, and family situation.
What Is Private Client Insurance?
Specialized coverage built for high-net-worth households — see if you've outgrown your standard policy.
High-Value Home Coverage
How much dwelling coverage a $2M+ Charlotte home actually needs, and why standard policies fall short.
Standard vs. HNW Homeowners
Two policies can look identical on paper. Here's where the real coverage gaps show up.
Umbrella Insurance for HNW Families
The bigger your assets, the bigger the liability gap. See how umbrella coverage closes it.
HNW Carriers We Represent
Chubb, PURE, Cincinnati Private Client, AIG — a look at who specializes in this space and why the carrier matters more than the price.
Fast Turnaround
Bringing efficiency to everything we do to get you covered quickly.
Proactive Service
Our account managers are here to help you whenever you need it.
Carrier Selection
Our wide range of personal insurance carriers ensures great pricing.
We never knew it could be this easy...
"Cap insurance group goes above and beyond! My insurance representative Ben is extremely responsive and has saved us money along with providing us superior benefits and protection! I highly recommend for any family or business owner who’s looking for top of the line coverage at an extremely affordable rate!"
Personal Client